In January to September alone I have spent £2,242 on strippers, and that does not include all the beer I consume while doing it, all the drinks I bought for them & bar staff. STOPPING going to strip pubs for rest of year will make a massive difference. That is the turning point. THAT is only thing that will bring my credit card debt down, bring my credit card minimum payments down. Just think that £2,242 I had not spent on strippers I could have spent in Vienna and Brussels! Much better use of the money. That £234 I spent in —– last week alone could have gone on paying off my cards, and been used as spending money in Brussels and Vienna. That is the incentive. I am doing well, in August I reduced my credit card debt by £74 and in September by a further £240. Without —— I can be reducing it by almost £500 a MONTH. That is reducing my credit card debt by a THOUSAND POUNDS every two months, potentially. The prize is there, and it is attainable. The low lying fruit is there.