Managed to make a £320 IMPROVEMENT on my credit card debt in May; and that is not even counting my great paypacket; just on not spending much on credit cards. This is value of 1 month on 1 month off when it comes to travelling. Always have one fallow month; if I can stick to that. Depends if Brussels’ decline is irreversible or not. Wait and see what Thursday evening and Friday early afternoon bring. Wouldn’t it be lovely if I finally did something with Inna?
My life is like a gambler who decides to go all in. I am going deeper and deeper into debt, but I cannot give up the thrill of the game, and sometimes I do enjoy spectacular “wins”. Of course these rare wins cannot make up financially for the long months or years of losing, but the glory of those wins to me makes it all worthwhile.
I can feel my —– BURNING now. I travelled 11 times in 2014, breaking the previous record of 9 times in 2005, but broke it again in 2015 with 12 trips. If I can reduce it to 7 trips this year, that will make a massive difference. FEWER trips but LONGER perhaps. Because the hotels are relatively cheap, it is the travelling that costs more. Anyone who takes TWELVE holidays a year is going to spiral into debt. I have to reduce them. 0440 Friday morning. Let this be the turning point now. I must start to REDUCE my credit card debt every month.
The pox will help reduce my expenditure on this trip at least! Maybe it is psychosomatic because I knew my debt is running out of control.
Got to start reducing my credit card debt now.
Well I see now why I am not financially improving at all, my credit card payments have gone up from 400 when I left Dalston to 1000 now. An extra 600 in credit card payments a month, so I need to earn that much extra a month, which I do just about. I need to cut down the travelling, and passing Peak Brussels helps that, plus the bombs. Travel every other month only. So try to enjoy this trip to Nuremberg and Vienna, then stay home in May, and go to Berlin in June only.
Stay in today. How can I be maxed out on all my credit cards? Imagine how things would be if I was still at —–. Even working at –000 a year I am still maxing all my cards and exceeding my overdraft. Really travelling is not that expensive compared to staying in London. Probably spent 65 Monday and 80 Tuesday. I would not have spent that much on holiday even including my hotel bills.